Identifying and Addressing Common Roofing Scams: A Homeowner's Guide

katie Sheflin • January 4, 2025

As a homeowner, your roof is one of the most critical components of your home. It protects your family, your belongings, and the structure of your house. When it’s time for maintenance or repairs, you want to make sure you’re hiring someone trustworthy. Unfortunately, roofing scams are more common than most people realize, and falling victim to one can leave you with shoddy work, financial loss, and even more damage.

At North Wood's Roofing, we’ve seen too many cases of homeowners being taken advantage of by unscrupulous contractors. That’s why we’ve put together this guide to help you recognize and avoid common roofing scams. Armed with this knowledge, you can ensure your roof repairs are done right and by the right people.

The Most Common Roofing Scams and How to Spot Them

1. The Door-to-Door Roofing Salesman

You’ve probably experienced this scenario: Someone knocks on your door, claims to have noticed damage to your roof, and offers a free inspection. While this might sound convenient, many of these so-called “inspectors” are looking for easy targets.

Red Flags:

  • They pressure you to sign a contract immediately.
  • They exaggerate the severity of the damage.
  • They can’t provide local references or reviews.

Tip: Always ask for proof of licensing and insurance. A legitimate roofing company will gladly provide these details. Avoid making decisions on the spot, especially if they initiate contact.

2. The Storm Chaser Scam

After a major storm, it’s common for roofing contractors to canvass neighborhoods offering to fix damage quickly. Some of these businesses, known as “storm chasers,” are legitimate, but many are not. They often perform low-quality repairs and disappear as fast as they appeared, leaving you with a roof that won’t hold up.

Red Flags:

  • No physical office or long-term presence in your area.
  • Out-of-state license plates or unfamiliar company names.
  • Claims that they’ll “handle your insurance claim” without you being involved.

Tip: Work with a local roofing company like North Wood's Roofing, where you can visit our office, check reviews, and trust that we’ll be around for years to come.

3. The Insurance Fraud Scheme

This scam often involves contractors offering to waive your insurance deductible or inflate the claim to cover other repairs. While it might seem like a way to save money, it’s illegal and can result in your insurance policy being canceled.

Red Flags:

  • Promises to waive your deductible.
  • Requests for upfront payments in cash.
  • Lack of detailed written estimates.

Tip: Always insist on a written contract and ensure all work aligns with your insurance policy’s terms. If something feels off, consult your insurance provider directly.


Protecting Yourself from Roofing Scams

Research is Your Best Defense

Before hiring a roofing company, take the time to do your homework. Here’s how to vet a contractor effectively:

  1. Check Reviews: Look for testimonials on reputable platforms like Google, Yelp, or the Better Business Bureau.
  2. Verify Licenses and Insurance: Ask for documentation and confirm its validity.
  3. Ask for References: A trustworthy company will have no problem providing contact information for past clients.

Get Multiple Quotes

Avoid contractors who pressure you into signing a contract without comparing estimates. Getting at least three quotes ensures you’re not overpaying or settling for subpar work.

Know the Signs of Quality Work

When inspecting your roof repairs, look for:

  • Properly aligned and secured shingles.
  • Clean and professional worksite conditions.
  • Clear documentation, including warranties and receipts.

If anything seems rushed or incomplete, address it immediately with your contractor.


What to Do If You’ve Been Scammed

If you suspect you’ve been targeted by a roofing scam, act quickly to minimize the damage:

  • Document Everything: Keep all contracts, receipts, and communication.
  • Report the Scam: Contact your local consumer protection agency or Better Business Bureau.

Consult a Trusted Roofing Company: We at North Wood's Roofing can inspect the work and provide honest feedback.

How North Wood's Roofing Helped a Homeowner Recover

One of our recent clients, Jane, fell victim to a storm chaser scam. After noticing leaks in her roof, she called us for an inspection. Our team identified substandard repairs and materials, causing more harm than good. We worked with Jane’s insurance provider to ensure her roof was repaired correctly, giving her peace of mind and a durable solution.


FAQs About Roofing Scams

How can I verify if a roofing company is legitimate?

Check for a valid license, proof of insurance, and a permanent business address. Online reviews and local references are also great indicators of credibility.

What should I do if a contractor pressures me to sign a contract immediately?

Politely decline and take your time to review their credentials. Reputable contractors understand the importance of informed decisions.

Can my insurance company help me find a trustworthy roofer?

While insurance companies often provide recommendations, it’s still your responsibility to vet the contractor. Always do your research.

Why are roofing scams so common after storms?

Storms create urgency, and scammers take advantage of homeowners’ stress and need for quick fixes.

At North Wood's Roofing, we believe in doing things the right way. We don’t just focus on roof repairs; we focus on building trust and delivering quality that lasts. If you’re unsure about the condition of your roof or want to avoid potential scams, reach out to us. We’re here to help.


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